Friday, May 14, 2010

BONUS TABUNG HAJI..

 

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savings fund hajj..

Tabung Haji

Just two days ago I went to Tabung Haji Building for the savings account book. It is the second time I applied for this book. Both for the loss of old books.



What I want to raise here is the long waiting period before they can deal. As indicated in the table, counters beugas officials, to business withdrawal / deposit is 5 minutes and opening new accounts is 15 minutes.
 

I was up at the counter and take the queue number at 10:43 am, and there are 72 people before me. My business is done at 11:55 (1 hour 12 minutes). There are 9 counters in there, but only five tests operate on the counter only satu2 time. One of the counter is also used for other production and deposit.
One hour and 12 minutes of time was spent only to withdraw money or make deposits is a waste of time.
Perhaps the time has come for the Fund has ragkaian his ATM itself. If the Bank has done so, it is also impossible TH. Time has changed, and TH need to follow the current.
If the first objective as possible to encourage the production of money saved that can be quickly able to perform Hajj. But now the matter is not a problem anymore. Have too many people want to go to perform Hajj every year, so, there is insufficient quota. Currently the store, as well as saving for worship, as well as to save the Muslims and the proceeds received net and dizakatkan.
It's also the money depositors are first saved, but still do not want to go do the ritual.
One of the benefits of saving in TH as diwar-warkan is, the frequency of production (the frequency of withdrawals without limit), so it should be in line with the facility to withdraw cash, and ATM is the best in my opinion.
If you had to wait so long to deal with TH, they may be changed to the Islamic Financial Institutions another. Time is very precious. But probably the TH, they consist of pesara2 penyimpan2 (like me) who spent much time. But as I note, 80% of customers on that day, the young men. Wallahua'lam..

Tuesday, May 11, 2010

ZAKAT MONEY FUND SAVINGS ON HAJ..

Assalamualaikum ustaz,
Is it true that savings are kept in Islamic institutions (eg, Tabung Haji) need not be counted as being managed by these institutions?Please be clarification of ustazThank you and Consultancy
ANSWER
wa'alaikumussalamm
ye, therefore referred to earlier is carrying.
Keeper permit pilgrims to manage the charity fund savings, and thus no longer need to charity issued by depositors.
But a little problem here is the Shariah, it has also been told to me by Dato 'Dr Haron Din years ago, that the fund is not giving a pilgrimage to the depositor if the depositor to pay his own charity, this case is actually not correct according to Shariah and may cause the charity released a few problems in terms of Shariah, loss of integrity than the depositors can not be delivered to the recipient that is believed and felt better known and more important to be given.
Thank you

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