savings fund hajj..

Tabung Haji

Just two days ago I went to Tabung Haji Building for the savings account book. It is the second time I applied for this book. Both for the loss of old books.

What I want to raise here is the long waiting period before they can deal. As indicated in the table, counters beugas officials, to business withdrawal / deposit is 5 minutes and opening new accounts is 15 minutes.
 

I was up at the counter and take the queue number at 10:43 am, and there are 72 people before me. My business is done at 11:55 (1 hour 12 minutes). There are 9 counters in there, but only five tests operate on the counter only satu2 time. One of the counter is also used for other production and deposit.
One hour and 12 minutes of time was spent only to withdraw money or make deposits is a waste of time.
Perhaps the time has come for the Fund has ragkaian his ATM itself. If the Bank has done so, it is also impossible TH. Time has changed, and TH need to follow the current.
If the first objective as possible to encourage the production of money saved that can be quickly able to perform Hajj. But now the matter is not a problem anymore. Have too many people want to go to perform Hajj every year, so, there is insufficient quota. Currently the store, as well as saving for worship, as well as to save the Muslims and the proceeds received net and dizakatkan.
It's also the money depositors are first saved, but still do not want to go do the ritual.
One of the benefits of saving in TH as diwar-warkan is, the frequency of production (the frequency of withdrawals without limit), so it should be in line with the facility to withdraw cash, and ATM is the best in my opinion.
If you had to wait so long to deal with TH, they may be changed to the Islamic Financial Institutions another. Time is very precious. But probably the TH, they consist of pesara2 penyimpan2 (like me) who spent much time. But as I note, 80% of customers on that day, the young men. Wallahua'lam..